Credit applications will be accepted for business accounts only. Applications for credit may take up to 4-6 weeks for processing. When approved, credit is subject to the following policy. For an application, click here.

Fire Concepts, Inc. Credit Policy as of 6/4/01:

Selling Terms are Net 30 Days. New accounts will be handled on a prepayment basis until such time as the credit application has been duly processed, approved, and a credit limit set on the account.

Past Due Accounts are subject to the following:

1. A finance charge of 1.5% per month will be added to your outstanding balance each time you fail to remit payment within the invoice terms. Finance charges must be remitted along with any outstanding balances in order for your account to be considered current. In the event this late charge exceeds the maximum amount permitted by applicable law, it shall be reduced to the legal maximum.
2. At 60 days from the invoice date, your account is considered severely past due and is in jeopardy of being placed for collection.
3. If your account goes into legal suit, suit will be brought for the account balance plus attorney fees and court costs.

Withholding of Shipments – Fire Concepts, Inc. reserves the right to withhold shipments when any invoice on your account becomes past due, when any shipment has been refused or returned without prior authorization from Fire Concepts, Inc., upon issuance of a non-sufficient fund check by the customer, or when the credit limit has been reached.

Shipping and Handling Charges are the responsibility of the buyer. Unpaid shipping and handling charges will be subject to the above rules for past due accounts.

Disputes over invoices or accounts must be submitted in writing within fifteen (15) days of the invoice date. Any deductions from payment must be accompanied by a detailed explanation and be pre-approved by Fire Concepts, Inc.

Returns and/or Credits are subject to our Return and Cancellation Policies. Upon issuance of authorization by Fire Concepts, Inc. to return merchandise, any invoices involved in return goods will be subject to the above rules for past due accounts if said merchandise is not received by Fire Concepts, Inc. within thirty (30) days of authorization.

Revocation of Credit – We reserve the right to revoke credit to accounts that are severely and/or habitually past due, that refuse or return shipments without prior authorization, that issue non-sufficient fund checks, or that otherwise demonstrate credit unworthiness.

About Credit Approval – Submitting an application does not guarantee credit approval. We reserve the right to refuse credit to any applicant who does not prove credit worthiness to our satisfaction.